Affordable Care Act (ACA) Marketplace Enrollment Guide through VIA

The Affordable Care Act website is a good place to start for government subsidies for many people. Here at VIA we have easy to use on-line tools to help you select the right plan through the HealthCare.gov marketplace if you qualify for a subsidized plan.

Affordable Care Act Certified Agency
Federally-facilitated Marketplace ID: JulioVozza300
NPN #: 10874114

What to do Before Enrollment

Prerequisite 1: Henry J. Kaiser Family Foundation - Subsidy Calculator

If you think you may be eligible for assistance with your premiums the Henry J. Kaiser Family Foundation has partnered with HealthCare.org to offer a quick calculator.

Prerequisite 2 ACA Registration

To review the ACA marketplace plans or to enroll you will need to create an account if you have not done so. This will create a user account and you are not required to enroll in a plan when you create the account.

The Steps to Enrollment

Step 1: Start at MyBlue

VIA‘s MyBlue tool is the place to start. It will compare health care plans and point you to the ACA marketplace if you qualify for a subsidy.

Select "Get a 2014 Quote" to begin

Step 2: Personal Information is required for each person on the plan (zip code, county, gender, DOB, and whether you use tobacco).

Click continue after filling out the form

Step 3: Option to View Medicare Dental Plans Only. Unless you qualify for Medicare and only want to compare Dental plans at this time you do not want to agree, however you can click the browser's back button if you do initially agree.

Click "No continue"

Step 4: Subsidy Plan Selection. If the subsidy calculator listed above determined that you might be eligible for subsidy (help to pay your health insurance premiums), type in your estimated 2014 modified adjusted gross income.

Click "Calculate", then click "Select a subsidy plan" if available to take you to step 5b. If you are not eligible for assistance you will be directed to step 5a.

Step 5a: Available Non-Subsidized Plans are listed from MyBlue for those not eligible for assistance.

Step 5b: ACA Subsidized Plans are available from the HealthCare.gov Marketplace.

Please verify that "Michigan" is selected as your state and click "Apply Online" to continue.

Step 6: Insurance Information and Local Agent Identification

A lot of personal questions will be asked and you will need to verify your identity. All of this is part of the process so don‘t get discouraged.

We want to thank you for using VIA to guide you through the enrollment process. We‘re here to help! Call us at 231-668-7193 should you have any questions.

Insurance providers associate agents with ACA plans to give you local agents who can help. To ensure that VIA has appropriate records as your agent please input our agency identification when you are asked: "Is an Agent helping you?"

Our Federally-facilitated Marketplace user ID (FFM) is: JulioVozza300
and our NPN # is: 10874114.