December 28, 2022
AgencyCan Your Life Insurance Pay for Your Long-Term Care?
Due to advances in the medical field, many Americans are living much longer than they did just a few years ago. With a longer life expectancy, long-term care sometimes becomes more of a priority than life insurance. So, what happens when you’ve invested in life insurance, but you need long-term care now? Depending on your […]
November 9, 2022
AgencyPreparing for Your Yearly Physical
Most health insurance covers a yearly check-up or physical with your primary doctor. You usually can receive a physical or free or by only paying a small supplement, like a co-pay. Physicals and check-ups are important aspects of your overall wellness regimen. By seeing your doctor for regular check-ups, you can stay informed about your […]
October 27, 2022
AgencyQuestions You Should Ask Before Purchasing Medicare
Medicare is extremely important for those needing health care as they grow older. It can also be very confusing for new customers who aren’t sure what type of plan they need or how much they should be paying. To clear up the confusion and make sure that you’re getting the best Medicare coverage possible, it […]
September 22, 2022
AgencyManaging Worker’s Compensation Claims Over State Lines
States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. Yet, you recognize that this is not always easy […]
August 16, 2022
AgencyWhen Is General Liability Insurance Required?
General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. Although valuable, this coverage is not typically required by any state or federal law. However, there are many circumstances where you might need general liability insurance. Keep reading to learn […]
July 14, 2022
AgencyInsuring Commercial Vehicle Contents Against Theft
All vehicles are vulnerable to theft, commercial vehicles included. However, commercial auto insurance will be available to help the vehicle’s owner cover the costs of their losses, including vehicle repairs (if you recover the stolen vehicle) or the cost of buying a new car. However, if items carried within the vehicle—company equipment, stock, shipments—are stolen […]
June 7, 2022
AgencyWhat Property Is Covered in a BOP?
A handyman business can be a challenging one to insure. Most companies go from one location to another to provide service. That means your business insurance needs to provide enough protection for working onsite. A business owner’s policy or BOP can do this for you. It usually works well for a smaller company that needs […]
May 12, 2022
AgencyWhy High-Value Homeowners Need Umbrella Insurance
When you buy homeowners insurance, you will receive numerous benefits within one policy. Some of these benefits will help you repair or replace your dwelling or possessions if they sustain unexpected, unavoidable damage in hazards like a fire, vandalism or severe weather. Still, other benefits, namely your liability insurance, are designed to help you when […]
April 19, 2022
AgencyCan I Insure Two Homes On One Policy?
There are a lot of complications that arise when you buy a second home — be it for vacation or as a rental property. Fortunately, you can combine two home insurance policies on a single plan. But you can’t simply add a second home to the first insurance plan. Here’s what you need to know: · Insurers will typically see […]
March 21, 2022
AgencyWhy Do Auto Insurers Want To Know How Much You Drive?
Every year you might receive the following question from your auto insurance provider: How much are you driving per year? Most people have no real idea how many miles they put on their vehicle from one year to the next. But it is a good idea to monitor this. Knowing this information could help you […]